Card Type
The Bank of Communications and New World Department Store co-branded card comes in two types: the standard card and premier card. The standard card allows the cardholder to enjoy privilege similar to basic credit card offered by the bank while premier card is similar to its platinum credit card. The specific privileges are as follows:

Core Financial Features

• This is a RMB and USD dual-currency credit card that makes local and overseas transaction all the more convenient.
• No cash account deposit is required, cardholders can enjoy the shopping benefits of payment afterwards, the interest-free loan period can last 56 days, and the amount of cash in advance can be as high as 50% of the credit limit.
• Cardholders can shop with the card at over 2,000 merchants as well as withdraw cash from over 840,000 ATMs around the world.
• Cardholders can choose between full loan payment or minimum payment each month while enjoying revolving credit.
• You can select RMB loan payment no matter the transaction is made within or outside the country.
• Cardholder can choose between transaction by signature or transaction by access code verification.
• If the card is lost or stolen, please call our 24-hour service hotline immediately to lower the risk it may incur.
• Information of each credit transaction or account changes will be sent to cardholders by SMS.
• Cardholders may call 24-hour service hotline for enquiries, report of lost card and other consultation anytime and anywhere.

Multiple Features with Exclusive Privileges